Business Funding Up To $5,000,000 In 24 hours Or Less.

Get fast, flexible funding tailored to your daily sales.
No rigid loans. No long waits. Just capital when you need it.

10,000+ Funded Businesses

Trusted by merchants across the United States

Approved Amount

$187,500

Funding Time

24 Hours

Trusted by Thousands of U.S. Businesses

0

K+

Funded Businesses

0

K+

Funded Businesses

70

K+

Downloads

0

B+

Total Funded

0

B+

Total Funded

0

B+

Total Funded

12

h

Average Funding Time

12

h

Average Funding Time

12

h

Average Funding Time

85

%

Approval Rate

85

%

Approval Rate

85

%

Approval Rate

A young person with short brown hair in a purple shirt is looking at their phone against a dark green background.
A young person with short brown hair in a purple shirt is looking at their phone against a dark green background.
A young person with short brown hair in a purple shirt is looking at their phone against a dark green background.

Merchant First provides fast, flexible business funding based on your revenue — not rigid loan requirements.

With a simple application, quick approvals, and funding in as little as 24 hours, we help businesses access the capital they need to grow, cover expenses, or manage cash flow without long-term debt.

Everything You Need to Get Funded Faster

See how much your business
qualifies for — in minutes.

Apply in 2 Minutes

Complete a short form. No paperwork. No obligation.

Apply in 2 Minutes

Complete a short form. No paperwork. No obligation.

Apply in 2 Minutes

Complete a short form. No paperwork. No obligation.

Use Funds Your Way
Use Funds Your Way
Use Funds Your Way
Get Approved Fast

Decisions in hours — not weeks. No rigid loan requirements.

$1B+ Funded Nationwide

Trusted by 10,000+ U.S. businesses

• No Collateral

• Flexible Payments

• Same-Day Approval

$1B+ Funded Nationwide

Trusted by 10,000+ U.S. businesses

• No Collateral

• Flexible Payments

• Same-Day Approval

$1B+ Funded Nationwide

Trusted by 10,000+ U.S. businesses

• No Collateral

• Flexible Payments

• Same-Day Approval

Get Your Funding Today

See how much your business qualifies for — in minutes.

Get Your Funding Today

See how much your business qualifies for — in minutes.

Get Your Funding Today

See how much your business qualifies for — in minutes.

Why Businesses Choose Merchant First

Get approved in hours, receive funds in 24 hours, and repay automatically from your daily sales.

Fast Approvals

Get a funding decision in hours — not weeks.

Fast Approvals

Get a funding decision in hours — not weeks.

Fast Approvals

Get a funding decision in hours — not weeks.

No Collateral Required

Secure funding without putting your assets at risk.

No Collateral Required

Secure funding without putting your assets at risk.

No Collateral Required

Secure funding without putting your assets at risk.

Flexible Payments

Repay automatically from your daily sales — no fixed monthly bills.

Flexible Payments

Repay automatically from your daily sales — no fixed monthly bills.

Flexible Payments

Repay automatically from your daily sales — no fixed monthly bills.

Revenue-Based Approval

Your funding is based on business performance — not just credit score.

Revenue-Based Approval

Your funding is based on business performance — not just credit score.

Revenue-Based Approval

Your funding is based on business performance — not just credit score.

Same-Day Funding

Get funded within 24 hours after approval. No long waits. No unnecessary delays.

Same-Day Funding

Get funded within 24 hours after approval. No long waits. No unnecessary delays.

Same-Day Funding

Get funded within 24 hours after approval. No long waits. No unnecessary delays.

Our journey

How Merchant First grew into a trusted business funding partner.

1

1

1

2021 – The Idea Was Born

We saw how difficult it was for small businesses to get fast access to capital. So we set out to create a simpler, revenue-based way to fund growing companies.

2021 – The Idea Was Born

We saw how difficult it was for small businesses to get fast access to capital. So we set out to create a simpler, revenue-based way to fund growing companies.

2021 – The Idea Was Born

We saw how difficult it was for small businesses to get fast access to capital. So we set out to create a simpler, revenue-based way to fund growing companies.

2

2

2

2022 – Building the Foundation

We built our first funding platform and partnered with trusted lenders to deliver fast approvals and flexible payment options for businesses.

2022 – Building the Foundation

We built our first funding platform and partnered with trusted lenders to deliver fast approvals and flexible payment options for businesses.

2022 – Building the Foundation

We built our first funding platform and partnered with trusted lenders to deliver fast approvals and flexible payment options for businesses.

3

3

3

2024 – Scaling Nationwide

We expanded our funding network across the U.S. and optimized our approval process to deliver faster decisions and higher approval rates.

2024 – Scaling Nationwide

We expanded our funding network across the U.S. and optimized our approval process to deliver faster decisions and higher approval rates.

2024 – Scaling Nationwide

We expanded our funding network across the U.S. and optimized our approval process to deliver faster decisions and higher approval rates.

4

4

4

2025 – Trusted by Thousands of Businesses

We reached major milestones in total funding and merchant approvals, helping thousands of U.S. businesses grow with fast, flexible capital.

2025 – Trusted by Thousands of Businesses

We reached major milestones in total funding and merchant approvals, helping thousands of U.S. businesses grow with fast, flexible capital.

2025 – Trusted by Thousands of Businesses

We reached major milestones in total funding and merchant approvals, helping thousands of U.S. businesses grow with fast, flexible capital.

Everything You Need to Get Funded Faster

Merchant First makes it easy to access flexible business funding with fast approvals, simple terms, and funding in as little as 24 hours.

Apply in 2 Minutes

Complete a short form. No paperwork. No obligation.

Business name & contact info

Monthly revenue

Manage everything from a single, unified dashboard

Apply in 2 Minutes

Complete a short form. No paperwork. No obligation.

Business name & contact info

Monthly revenue

Manage everything from a single, unified dashboard

Apply in 2 Minutes

Complete a short form. No paperwork. No obligation.

Business name & contact info

Monthly revenue

Manage everything from a single, unified dashboard

Get Approved Fast

Decisions in hours — not weeks.

No rigid loan requirements

Revenue-based approval

High approval rates

Get Approved Fast

Decisions in hours — not weeks.

No rigid loan requirements

Revenue-based approval

High approval rates

Get Approved Fast

Decisions in hours — not weeks.

No rigid loan requirements

Revenue-based approval

High approval rates

See Your Funding Offer

Get a custom funding amount based on your business revenue.

Approved Amount

Funding Time: 24 Hours

Daily Payment

See Your Funding Offer

Get a custom funding amount based on your business revenue.

Approved Amount

Funding Time: 24 Hours

Daily Payment

See Your Funding Offer

Get a custom funding amount based on your business revenue.

Approved Amount

Funding Time: 24 Hours

Daily Payment

Use Funds Your Way

Cover business expenses and growth needs.

Payroll

Inventory

Equipment

Use Funds Your Way

Cover business expenses and growth needs.

Payroll

Inventory

Equipment

Use Funds Your Way

Cover business expenses and growth needs.

Payroll

Inventory

Equipment

Trusted by Thousands of U.S. Businesses

Real business owners. Real results.
See how Merchant First is helping companies access fast, flexible funding.

Choose the plan that fits your goals. Start with a free trial or upgrade to unlock

I needed capital fast to restock flowers for a busy holiday weekend,
and Merchant First delivered.
The application took just minutes,
and we had funds the next day.

Carla Mendes

Owner, BrightBloom Florist

I needed capital fast to restock flowers for a busy holiday weekend,
and Merchant First delivered.
The application took just minutes,
and we had funds the next day.

Carla Mendes

Owner, BrightBloom Florist

Frequently Asked Questions

Find answers to the most common questions about
using our app on your mobile device.

1

What is a Merchant Cash Advance (MCA)?

2

How Does Repayment Work?

3

How Can I Use Funds from an MCA?

4

How Much Funding Can My Business Receive?

5

How Fast Can I Receive Funds?

Frequently Asked Questions

Find answers to the most common questions about using our app on your mobile device.

1

What is a Merchant Cash Advance (MCA)?

2

How Does Repayment Work?

3

How Can I Use Funds from an MCA?

4

How Much Funding Can My Business Receive?

5

How Fast Can I Receive Funds?

Frequently Asked Questions

Find answers to the most common questions about
using our app on your mobile device.

1

What is a Merchant Cash Advance (MCA)?

2

How Does Repayment Work?

3

How Can I Use Funds from an MCA?

4

How Much Funding Can My Business Receive?

5

How Fast Can I Receive Funds?