Business Funding Up To $5,000,000 In 24 hours Or Less.
Fast, flexible capital you can use to hire, stock inventory, launch campaigns, or cover daily operating costs—paid back as you earn.
Fast, flexible capital you can use to hire, stock inventory, launch campaigns, or cover daily operating costs—paid back as you earn.
Trusted by Thousands of U.S. Businesses
+
Funded Businesses
+
Funded Businesses
+
Downloads
M+
Total Funded
M+
Total Funded
M+
Total Funded
h
Average Funding Time
h
Average Funding Time
h
Average Funding Time
min
Application
min
Application
min
Application
Merchant First provides fast, flexible business funding based on your revenue — not rigid loan requirements.
With a simple application, quick approvals, and funding in as little as 24 hours, we help businesses access the capital they need to grow, cover expenses, or manage cash flow without long-term debt.
Everything You Need to Get Funded Faster
See how much your business
qualifies for — in minutes.
Apply in 2 Minutes
Complete a short form. No paperwork. No obligation.
Apply in 2 Minutes
Complete a short form. No paperwork. No obligation.
Apply in 2 Minutes
Complete a short form. No paperwork. No obligation.
Use Funds Your Way
Use Funds Your Way
Use Funds Your Way
Get Approved Fast
Decisions in hours — not weeks. No rigid loan requirements.
Get Approved Fast
Decisions in hours — not weeks. No rigid loan requirements.
Get Approved Fast
Decisions in hours — not weeks. No rigid loan requirements.
$250M+ Funded
Trusted by 2500+ U.S. businesses
• No Collateral
• Flexible Payments
• Same-Day Approval
$250M+ Funded
Trusted by 2500+ U.S. businesses
• No Collateral
• Flexible Payments
• Same-Day Approval
$250M+ Funded
Trusted by 2500+ U.S. businesses
• No Collateral
• Flexible Payments
• Same-Day Approval
Get Your Funding Today
See how much your business qualifies for — in minutes.
Get Your Funding Today
See how much your business qualifies for — in minutes.
Get Your Funding Today
See how much your business qualifies for — in minutes.
Why Businesses Choose Merchant First
Get approved in hours, receive funds in 24 hours, and repay automatically from your daily sales.
Fast Approvals
Get a funding decision in hours — not weeks.
Fast Approvals
Get a funding decision in hours — not weeks.
Fast Approvals
Get a funding decision in hours — not weeks.
No Collateral Required
Secure funding without putting your assets at risk.
No Collateral Required
Secure funding without putting your assets at risk.
No Collateral Required
Secure funding without putting your assets at risk.
Flexible Payments
Repay automatically from your daily sales — no fixed monthly bills.
Flexible Payments
Repay automatically from your daily sales — no fixed monthly bills.
Flexible Payments
Repay automatically from your daily sales — no fixed monthly bills.
Revenue-Based Approval
Your funding is based on business performance — not just credit score.
Revenue-Based Approval
Your funding is based on business performance — not just credit score.
Revenue-Based Approval
Your funding is based on business performance — not just credit score.
Same-Day Funding
Get funded within 24 hours after approval. No long waits. No unnecessary delays.
Same-Day Funding
Get funded within 24 hours after approval. No long waits. No unnecessary delays.
Same-Day Funding
Get funded within 24 hours after approval. No long waits. No unnecessary delays.
Our journey
How Merchant First grew into a trusted business funding partner.
1
1
1
2020 – The Idea Was Born
We saw how difficult it was for small businesses to get fast access to capital. So we set out to create a simpler, revenue-based way to fund growing companies.
2020 – The Idea Was Born
We saw how difficult it was for small businesses to get fast access to capital. So we set out to create a simpler, revenue-based way to fund growing companies.
2020 – The Idea Was Born
We saw how difficult it was for small businesses to get fast access to capital. So we set out to create a simpler, revenue-based way to fund growing companies.
2
2
2
2021 – Building the Foundation
We built our first funding platform and partnered with industry leaders to deliver fast approvals and flexible payment options for businesses.
2021 – Building the Foundation
We built our first funding platform and partnered with industry leaders to deliver fast approvals and flexible payment options for businesses.
2021 – Building the Foundation
We built our first funding platform and partnered with industry leaders to deliver fast approvals and flexible payment options for businesses.
3
3
3
2022 – Scaling Nationwide
We expanded our funding network across the U.S. and optimized our approval process to deliver faster decisions and higher approval rates.
2022 – Scaling Nationwide
We expanded our funding network across the U.S. and optimized our approval process to deliver faster decisions and higher approval rates.
2022 – Scaling Nationwide
We expanded our funding network across the U.S. and optimized our approval process to deliver faster decisions and higher approval rates.
4
4
4
2023 – Trusted by Thousands of Businesses
We reached major milestones in total funding and merchant approvals, helping thousands of U.S. businesses grow with fast, flexible capital.
2023 – Trusted by Thousands of Businesses
We reached major milestones in total funding and merchant approvals, helping thousands of U.S. businesses grow with fast, flexible capital.
2023 – Trusted by Thousands of Businesses
We reached major milestones in total funding and merchant approvals, helping thousands of U.S. businesses grow with fast, flexible capital.
Everything You Need to Get Funded Faster
Merchant First makes it easy to access flexible business funding with fast approvals, simple terms, and funding in as little as 24 hours.
Apply in 2 Minutes
Complete a short form. No paperwork. No obligation.
Business name & contact info
Monthly revenue
Manage everything from a single dashboard
Apply in 2 Minutes
Complete a short form. No paperwork. No obligation.
Business name & contact info
Monthly revenue
Manage everything from a single dashboard
Apply in 2 Minutes
Complete a short form. No paperwork. No obligation.
Business name & contact info
Monthly revenue
Manage everything from a single dashboard
Get Approved Fast
Decisions in hours — not weeks.
No rigid loan requirements
Revenue-based approval
High approval rates
Get Approved Fast
Decisions in hours — not weeks.
No rigid loan requirements
Revenue-based approval
High approval rates
Get Approved Fast
Decisions in hours — not weeks.
No rigid loan requirements
Revenue-based approval
High approval rates
See Your Funding Offer
Funding amount based on your business revenue.
Approved Amount
Funding Time: 24 Hours
Daily Payment
See Your Funding Offer
Funding amount based on your business revenue.
Approved Amount
Funding Time: 24 Hours
Daily Payment
See Your Funding Offer
Funding amount based on your business revenue.
Approved Amount
Funding Time: 24 Hours
Daily Payment
Use Funds Your Way
Cover business expenses and growth needs.
Payroll
Inventory
Equipment
Use Funds Your Way
Cover business expenses and growth needs.
Payroll
Inventory
Equipment
Use Funds Your Way
Cover business expenses and growth needs.
Payroll
Inventory
Equipment
Industries We Serve
We partner with businesses across a wide spectrum of industries—our solutions are designed to meet your unique challenges. No matter the size, sector, or stage of growth, we provide flexible funding options that help keep your business moving forward.
Choose the plan that fits your goals. Start with a free trial or upgrade to unlock
General contractors, home builders, renovation specialists, and construction supply companies.
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Food & Beverage
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies.
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Food & Beverage
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies.
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Food & Beverage
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies.
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Food & Beverage
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies.
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Food & Beverage
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies.
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Food & Beverage
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies.
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Food & Beverage
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies.
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Food & Beverage
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Eli TFood & Beverageurner
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Eli TFood & Beverageurner
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Eli TFood & Beverageurner
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Eli TFood & Beverageurner
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies.
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Food & Beverage
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies.
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Food & Beverage
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies.
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Food & Beverage
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies.
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Food & Beverage
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Eli TFood & Beverageurner
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Eli TFood & Beverageurner
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Eli TFood & Beverageurner
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
General contractors, home builders, renovation specialists, and construction supply companies
Construction
Restaurants, cafés, food trucks, specialty food producers, and catering businesses.
Eli TFood & Beverageurner
Plumbers, electricians, HVAC technicians, roofers, and other skilled trades.
Contractors
Dentists, chiropractors, physical therapists, and independent medical practices.
Medical Services
Repair shops, body shops, tire dealers, and specialty service providers.
Automotive
From retail shops to professional services, we support a wide range of businesses.
Many More
Frequently Asked Questions
Find answers to the most common questions about
using our app on your mobile device.
1
What is a Merchant Cash Advance (MCA)?
2
How Does Repayment Work?
3
How Can I Use Funds from an MCA?
4
How Much Funding Can My Business Receive?
5
How Fast Can I Receive Funds?
Frequently Asked Questions
Find answers to the most common questions about using our app on your mobile device.
1
What is a Merchant Cash Advance (MCA)?
2
How Does Repayment Work?
3
How Can I Use Funds from an MCA?
4
How Much Funding Can My Business Receive?
5
How Fast Can I Receive Funds?
Frequently Asked Questions
Find answers to the most common questions about
using our app on your mobile device.
1
What is a Merchant Cash Advance (MCA)?
2
How Does Repayment Work?
3
How Can I Use Funds from an MCA?
4
How Much Funding Can My Business Receive?
5
How Fast Can I Receive Funds?
Business Funding Up To $5,000,000 In 24 hours Or Less.
Fast, flexible capital you can use to hire, stock inventory, launch campaigns, or cover daily operating costs—paid back as you earn.
Business Funding Up To $5,000,000 In 24 hours Or Less.
Fast, flexible capital you can use to hire, stock inventory, launch campaigns, or cover daily operating costs—paid back as you earn.